How quickly can bridging complete?

Days in exceptional cases, more typically two to four weeks. Preparation is the accelerator: a lender matched to the case, valuation booked early and proactive solicitors on both sides.

How is bridging interest charged?

Monthly, and usually either retained from the advance, rolled up to redemption, or serviced as you go, each suits different cash-flow positions. Our Bridging Loan Calculator shows how the retained model works; we’ll advise which structure fits your case.

What if my exit is delayed?

It’s the key risk, and we plan for it: realistic terms rather than optimistic ones, lenders with sensible extension processes, and contingency built into the strategy from the start.

Bridging Finance

Short-term lending that buys you time, with the exit planned before you start.

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Sometimes the timeline is the problem

A dream home before your sale completes. An auction win with 28 days to pay. A property too unmortgageable to buy conventionally, until it’s refurbished. These aren’t lending problems; they’re timing problems.

Bridging solves timing: secured, short-term finance that completes in weeks and is repaid by a defined exit. The product is simple. The judgement is in the exit, the cost and the lender.

How ERG helps

Exit-first advice:: Sale, refinance or another defined event. We evidence and stress-test the repayment route before recommending any bridge.
The whole bridging market:: Rates, fees and speed vary enormously between bridging lenders. We compare the market so you can see what the convenience costs before you commit.
Completion at deal speed:: Valuation, legals and lender requirements coordinated from day one, because in bridging, slow is the same as no.

Detail, contract, pen and keys under a desk lamp; decisive moment

Who we help

Where bridging earns its keep:

Chain breaks, buying before selling
Auction purchases on tight completion deadlines
Unmortgageable properties pending refurbishment
Downsizers securing the next home first
Capital raised quickly against existing property

Specialist Mortgages → Bridging Loan Calculator → Auction Finance →

Frequently Asked Questions

Days in exceptional cases, more typically two to four weeks. Preparation is the accelerator: a lender matched to the case, valuation booked early and proactive solicitors on both sides.
Monthly, and usually either retained from the advance, rolled up to redemption, or serviced as you go, each suits different cash-flow positions. Our Bridging Loan Calculator shows how the retained model works; we’ll advise which structure fits your case.
It’s the key risk, and we plan for it: realistic terms rather than optimistic ones, lenders with sensible extension processes, and contingency built into the strategy from the start.

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Your consultation

A 30-minute telephone call with one of our advisers. Tell us a little about your situation and we’ll match you with the right person.

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