Terms & Conditions

Effective Date: 1st June 2025

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These Terms of Use ("Terms") govern your access to and use of the website operated by ERG Private Finance Ltd, trading as ERG Finance ("we", "us", or "our"), accessible at www.ergfinance.co.uk (the “Site”). Please read these Terms carefully before using the Site. By accessing or using our Site, you agree to be legally bound by these Terms. If you do not agree with them, please do not use our Site.

 

1. Who We Are

This Site is operated by ERG Private Finance Ltd, a company registered in England and Wales.

Company number: 16211474

Registered office: ERG Finance, Suite 7 Old Grammar School House, School Gardens, Shrewsbury, SY1 2AJ

Email: info@ergfinance.co.uk

 

We are authorised and regulated by the Financial Conduct Authority (FCA) to provide regulated financial advice in the UK.

 

2. Use of the Website

You may use this Site only for lawful purposes and in accordance with these Terms. You must not use the Site:

• In any way that breaches any applicable laws or regulations

• To transmit or upload any harmful or malicious content (e.g. viruses, malware)

• To interfere with the proper operation of the Site

• To attempt to gain unauthorised access to the Site, its servers or data

• For any commercial purposes without our prior written consent

 

We reserve the right to suspend or terminate your access if you breach these Terms.

 

3. Information Disclaimer

The content on this Site is provided for general information only and does not constitute personalised financial advice. While we make reasonable efforts to ensure that the information on our Site is accurate and up to date, we make no representations, warranties, or guarantees (express or implied) that the content is complete, accurate, or suitable for your particular situation. You should not make any financial decisions based solely on the information on this Site without consulting a qualified financial adviser.

 

4. Free Consultations

We offer free 30-minute consultations to eligible users through the Site. These consultations are intended as a preliminary discussion only and do not constitute regulated advice unless explicitly confirmed. By booking a consultation, you agree to the separate Booking Terms & Conditions, which you must review and accept as part of the booking process.

 

5. Intellectual Property

All content on this Site, including text, graphics, logos, icons, and software, is the property of ERG Private Finance Ltd or its licensors and is protected by copyright, trade mark and other intellectual property laws. You may view and download content for your own personal, non-commercial use, but you may not otherwise reproduce, distribute, or modify any content without our prior written consent.

 

6. Third-Party Links and Tools

This Site may contain links to third-party websites or services (e.g. Google Maps, Google Meet, or calendar tools). We have no control over the content or policies of those sites and accept no responsibility for them. Your use of any third-party service is at your own risk and subject to the terms of that provider.

 

7. Limitation of Liability

To the maximum extent permitted by law:

• We exclude all conditions, warranties, representations or other terms which may apply to our Site or any content on it, whether express or implied.

• We will not be liable for any loss or damage (whether direct or indirect) arising out of or in connection with your use of the Site, including but not limited to loss of profits, business interruption, or data loss.

• We do not guarantee that the Site will be secure, error-free or free from viruses.

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Nothing in these Terms limits or excludes liability for death or personal injury caused by negligence, or for fraud or fraudulent misrepresentation.

 

8. Privacy and Cookies

Your use of this Site is also governed by our:

• Privacy Policy

• Cookie Policy

 

Please review those documents to understand how we process personal data.

 

9. Changes to These Terms

We may revise these Terms at any time by updating this page. Please check this page from time to time to take notice of any changes, as they are legally binding on you.

 

10. Governing Law and Jurisdiction

These Terms, and any disputes arising from or related to them, shall be governed by and interpreted in accordance with the laws of England and Wales. The courts of England and Wales shall have exclusive jurisdiction over any such dispute.

 

11. Contact Us

If you have any questions about these Terms or your use of the Site, please contact:

ERG Private Finance Ltd (ERG Finance)

ERG Finance, Suite 7 Old Grammar School House, School Gardens, Shrewsbury, SY1 2AJ

Email: info@ergfinance.co.uk