Cookie Policy

Effective Date: 1st June 2025

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1. Title

This Cookie Policy explains how ERG Private Finance Ltd ("we", "us", or "our"), trading as ERG Finance, uses cookies and similar technologies on our website (the “Site”) built using Wix. By continuing to browse or use our Site, you agree to our use of cookies as described in this policy.

2. What Are Cookies?

Cookies are small text files stored on your device (computer, tablet, or mobile) when you visit a website. They are widely used to ensure websites function correctly, improve performance, enhance the user experience, and provide analytical data to website owners.

3. Types of Cookies We Use

We use the following types of cookies on our Site:

3.1. Essential Cookies

These cookies are necessary for the proper functioning of the Site and cannot be switched off in our systems. They are typically set in response to your actions, such as setting privacy preferences, logging in, or filling in forms.

Examples:

• Wix essential cookies (e.g. XSRF-TOKEN, hs, svSession)

• Security and session management cookies

3.2. Analytics and Performance Cookies

These cookies collect information about how visitors interact with the Site, including the number of visitors, the pages visited, and the source of traffic. This data helps us improve how the Site functions and understand how users engage with our content.

Examples:

• Google Analytics cookies (_ga, _gid, _gat)

• Wix site analytics tools

Note: All IP addresses collected are anonymised before being processed by Google Analytics, in accordance with best practice for privacy.

3.3. Functionality Cookies

These cookies enable the Site to provide enhanced functionality and personalisation, such as remembering your preferences. They may be set by us or by third-party providers whose services we have added to our pages.

3.4. Marketing and Advertising Cookies

We may use third-party cookies such as those set by Google Ads or Meta to track your browsing habits across websites in order to deliver personalised advertising. These cookies are only set with your explicit consent.

Examples:

• Google Ads cookies (IDE, test_cookie, NID)

• Facebook Pixel

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4. Managing Your Cookie Preferences

Upon your first visit to our Site, you will be presented with a cookie banner allowing you to manage your cookie preferences. You can choose to accept or reject non-essential cookies. You may also control cookies through your browser settings. However, please note that disabling certain cookies may impact the functionality of our Site.

5. Third-Party Cookies

Please note that some cookies on our Site may be set by third-party services. These services have their own cookie and privacy policies, and we recommend you review them separately.

Examples include:

• Google (Analytics, Ads, reCAPTCHA) – Google Privacy Policy

• Wix – Wix Cookie Policy

6. Changes to This Cookie Policy

We may update this Cookie Policy from time to time in response to legal, technical, or business developments. When we update our Cookie Policy, we will take appropriate measures to inform you, consistent with the significance of the changes we make. The "Effective Date" at the top of this page indicates when this policy was last revised.

7. Contact Us

If you have any questions about our use of cookies or this Cookie Policy, please contact:

ERG Private Finance Ltd (trading as ERG Finance)

Email: info@ergfinance.co.uk