Profitable, sustainable portfolio management.
Optimise your investment strategy for growth and efficiency.
Buy-to-Let Mortgages
Investing in property requires strategic planning and expert advice. Our tailored services help you build and manage a successful property portfolio.
Buy-to-Let Mortgages
Securing finance for rental properties is straightforward with ERG Private Finance.
We guide landlords through lending criteria, rental yield considerations, and long-term investment strategies for a profitable and sustainable property portfolio.
Limited Company Mortgages
Investing through a limited company can offer tax advantages and enhanced financial flexibility. We specialise in arranging limited company buy-to-let mortgages, helping you navigate lender requirements, ownership structures, and potential tax benefits.
Our expert advice ensures your investment strategy is optimised for growth and efficiency.
Let to Buy Mortgages
Let to Buy may be an excellent solution for homeowners who wish to move prior to selling their current property. This mortgage option allows you to retain your existing home and rent it out, turning it into a healthy investment that can run alongside other property investments.
Let to Buy offers the flexibility to secure your next home while keeping your existing property as an income-generating asset. It's an ideal strategy for those who see long-term value in the property market or who wish to diversify their investment portfolio.
Bridge to Let Mortgages
Bridge to let is an effective solution for investors who need to move quickly to secure a property but plan to retain it as a long-term rental. This short-term finance option allows for the purchase and any necessary refurbishment, followed by an exit onto a longer-term buy-to-let mortgage.
We help clients understand lender criteria, streamline the transition process, and secure competitive rates, ensuring the investment remains viable throughout.
Holiday Let Finance
Maximise returns on holiday rental properties with specialist mortgage solutions. We offer advice on securing finance for short-term lets, covering occupancy restrictions, lender requirements, and income optimisation strategies.
Holiday let lenders typically assess the property's potential based on the average income over high, mid, and low seasons across a minimum of 30 weeks. This approach ensures a realistic and sustainable view of the rental income potential, helping to secure the right mortgage terms and ensuring your investment remains profitable year-round.
Houses in Multiple Occupation (HMOs)
HMOs offer higher rental yields but require specialist finance. We provide tailored advice on securing HMO mortgages, navigating licensing requirements, and ensuring compliance with local authority guidelines.
ERG Private Finance Ltd - trading as ERG Finance is an Appointed Representative of New Leaf Distribution Ltd which is authorised and regulated by the Financial Conduct Authority: FCA Number 460421. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE. Buy to Let mortgages and Commercial Lending are not usually regulated by the Financial Conduct Authority.