Complex finance, made simple.

Nathan has been absolutely brilliant from start to finish. I can’t recommend him highly enough. He helped me when my previous mortgage advisor couldn’t. Obtained a buy to let mortgage for me on one property, whilst simultaneously obtaining a second residential mortgage for a new purchase. He managed both efficiently with minimum fuss, and kept me up to date throughout the process. Nathan is super responsive, and made sure that I was informed on progress at all times. Excellent service, will definitely be using ERG finance again.

Jake Sumner is very good broker. He was so helpful in every way and always responded by phone or email. He does his job very well. Thank you Jack.

ERG have helped us secure our mortgage and have gone above and beyond. Nothing has been to much trouble and always been very quick to respond. They've overcome obstacles with the mortgage and property and helped us to get the best deal on the market. Thanks

⭐️⭐️⭐️⭐️⭐️ Highly Recommended! I cannot thank Nathan and Lilly enough for everything they have done for us. Nathan guided us at every step, explained everything clearly. Thank you again for all your hard work!

ERG were amazing helping me with a remortgage and purchase of an additional property, they kept me up to date with progress regularly and even updated my mortgage offer everytime interest rates went down. They followed up and helped me with insurance and personal protection. All staff I spoke to were very knowledgeable, helpful and professional. I would highly recommend ERG to anyone.

We have worked with Ryan a number of times and he’s always managed to help and sort our lending requirements out. The properties we choose means this is never straight forward but Ryan always sorts and delivers for us. We can’t recommend him more highly. Great communication, knowledge and a pleasure to work with.

I wouldn’t hesitate to recommend Jake to anyone. He’s brilliant at what he does, and in our situation he has been an absolute bargain.

A friend recommended ERG Finance when we needed a new mortgage for a house move. Ryan was extremely helpful (and patient with my endless questions!) and we were very pleased with our mortgage deal and that it suited our needs - we have some renovation work ahead of us! I recommend ERG to all my friends/family, it really feels like they care about the client and go the extra mile with service.

Ryan was amazing to work with along with the whole team.

Ryan and the team at ERG made the process of identifying and completing a small remortgage on my existing property very straightforward. Communication was excellent throughout and the responses to my queries were handled very quickly and very efficiently. I would highly recommend ERG.

I was recommended by a friend to speak with Ryan at ERG Finance when discussing our remortgage requirements. From the first initial meeting with Ryan right through to the completion of our new mortgage, Ryan and his team were outstanding in every aspect. Professional, knowledgeable and a delight to deal with. I cannot recommend ERG Finance highly enough.

I was very impressed with the service provided by Ryan at ERG Finance. His approach was professional, efficient, and clearly focused on achieving the best outcome. Ryan demonstrated strong expertise and a genuine commitment to client care. I would confidently recommend Ryan and ERG Finance, whether you are a first-time buyer or have more complex mortgage needs.

I’ve used Ryan and his team recently who made, what should be a very complicated journey, seamless. Very easy to deal with, always available and the outcome was one of relief and delight, I’d highly recommend ERG, very professional experience.

Speedy, Efficient - delivers! Ryan and the ERG team evaluate and understand your needs - advise and research on best options and practice - then deliver a fast solution! Impressive

One of the best Morgage advisors I have ever used nice and calm gets the job done and found me the best deals and what was perfect at the time we will always love our home thanks to these guys

Ryan was recommended to me for quite a complex property purchase. His industry insight and financial expertise proved invaluable throughout the process, coupled with his ability to navigate strict financial governance with commercial creativity has brought this purchase to life - this would not have been the outcome with standard financial advisors. I have already recommended ERG Finance to friends and family and will undoubtedly use Ryan again in the future

Very professional and worked hard to find a product for us. Good selection of options from a number of different providers. Very happy with service.

Ryan has brokered two mortgages for usnow and I cannot recommend him more highly. He is an amazing, amazing mortgage broker and we wouldn’t use anyone else. So knowledgable, so thorough, really listens, always responsive, the mortgages he secures are top notch - he is amazing and we feel really lucky to have worked with him. We haven’t always had easy financial circumstances for him to navigate but that hasn’t been a barrier and he’s offered outstanding support and good sense. It sounds a bit weird to be so effusive about mortgage broking but Ryan has helped us so much and with such good care - he’s made a huge difference to our lives and we are in our dream home thanks to him. Don’t hesitate to work with Ryan. He’s one in a million.

I’ve known Ryan for nearly a decade and trusted him with many complex high value structured deals. ERG have recently completed the funding for two large projects, Ryan’s industry knowledge and contacts have been invaluable in securing finance.Communication has always been exemplary and nothing has been too much trouble, Ryan has always gone over and above of what is expected. Post completion support is also key for building a long standing relationship, we’re already working on new deals and the advice I’ve received has set me up for many years of future growth.

Always a pleasure to work with Nathan. They secured a non-conventional product for us as we had a complex buying situation. Thank you!

Ryan and his team are amazing. They’ve worked on a number of different deals for me now and they’re knowledgable, helpful, patient and super professional. Couldn’t recommend them more highly.

Excellent helpful advice, prompt communications and made process very straightforward.

Nathan was a pleasure to work with after some truly awful experiences trying to secure a mortgage with other companies. He was on the case from the very beginning, kept us well informed of the progress, and advocated with our lender to ensure everything worked smoothly through completion. He was a joy to work with. We'd recommend him and ERG to anyone who's had issues obtaining a mortgage elsewhere.

Great experience with ERG finance. Ryan is an expert, so knowledgeable and assists throughout the process, removing any stress and delay.

Nathan and the ERG Finance team are exceptional.They have assisted me with financing twice now and I can't recommend them highly enough. On the first occasion multiple brokers failed to find me a product but Nathan managed to organise it perfectly.10/10

Ryan has been absolutely incredible at supporting us through our purchase. He has found us an option that works for us, whilst having overcome numerous barriers along the way. He is also super friendly, down to earth and supportive. We couldn’t have asked for more. Thank you ERG Finance!

Hands down the best brokerage in Shrewsbury!

We had an excellent experience working with Ryan throughout our complex self build mortgage transaction. Ryan and Isabelle were professional, knowledgeable and incredibly responsive. They understood the nuances of what we wanted to do and guided us through the process with ease. Can’t thank them enough.

My first experience using a broker - Ryan has set the bar high! He & Izzy were both a pleasure to work with, available to answer all of my many questions, with kindness and no sense of condescension despite being a first-time buyer. I'd strongly recommend using his services to anybody buying property, and will continue to use ERG for any future sales.

If I could give 10 stars I would! After being messed around with another broker and telling the estate agent I may have trouble getting a mortgage due to being self employed she recommended Ryan, and she was spot on.

Honestly, without hesitation I would recommend Ryan/Izzy and the team at ERG to anyone looking for a mortgage, they take the stress out of it and are genuinely the best in the business.

Another fantastic result from ERG Finance. Ryan and Nathan are always so professional, easy to communicate with and get the most incredible mortgage deals, I don’t know how they do it!Both personally and for my clients at work I am very grateful.

If I can give 10 stars instead of 5 I would!Our broker Jake went above and beyond. Without him the deal would not have happen. Jake is very dependable and got great communication, making the most difficult process easy.

Amazing service. Our broker Jake was absolutely sensational, he literally did everything to make this deal happen including going above & beyond what we expected and what was required of him. Great communication is key and Jake kept us updated and informed throughout the entire process.

A huge thank you to Ryan and team at ERG Finance for their exemplary handling of my mortgage renewal. The team communicated clearly offering a range of products for review. With minimal fuss and a real personal touch, I was guided at every step in the process and I cannot recommend ERG highly enough. Highly professional and efficient.

Ryan and the team at ERG were excellent throughout our transaction. Without their knowledge and perseverance we would have been lost.

Ryan and Isabelle have been our advisers on several complicated projects and have produced the goods again and again. In a market bereft of the “personal touch” Ryan and his team are a welcome breath of fresh air.

Ryan and team helped secure a mortgage on our new home quickly and at a good rate. Saving so much time and hassle and getting us access to lenders who took into account our full circumstances. I’m happy to recommend.

Highly recommend ERG finance,Having used Ryan previously,He offered excellent advice and guidance throughout the whole process of our remortgage. Very professional and always available to help and support when needed.

We have used the team at ERG for over 10 years, they have helped us with residential, buy to let, let to buy, bridging, land, self build, commercial mortgages as well as a home equity facility on our main home. Highly knowledgeable and experienced, Ryan and the team have been an integral part of building our portfolio. Highly recommended!

When it comes to getting things sorted, look no further.. professional friendly approach, knowledgeable in all aspect’s of the process. Total peace of mind, from start to finish. Could not recommend anyone higher in this field.

Ryan and his team helped us to sort out a remortgage on a buy to let property. Their knowledge and professionalism is second to none and I would have no hesitation in recommending ERG Finance to anybody.

Very easy process from start to finish. Top company, thanks guys

Really happy with the service

This guy is the best in the business. I have worked with Ryan Garbett for 10 years. He is literally the most important business contact in my phone book. I would not have the property portfolio I have today if it was not for him and my hard work. He has never ever lost me a deal and has believed in my ability to produce in property world when others did not.

Ryan managed a complex finance deal for us early in the year. His understanding of the property space and ability to find solutions where others couldn’t was key. Professional, capable, and highly recommended.

Ryan and the team offered solutions that no-one else I spoke to provided and were ideal for the unique set of variables I have. I can't speak more highly of him. I can't imagine going anwhere else.

Ryan has been fantastic throughout the years. He's made everything clear and straightforward, always taking the time to explain my options and answer any questions. His knowledge, professionalism, and patience really stood out. I felt confident and supported every step of the way. I’d highly recommend Ryan to anyone looking for reliable mortgage advice.

I’ve used Ryan on numerous occasions to help secure development finance and three separate mortgages, and in every case, he has been absolutely outstanding. The development finance deals he arranged for me were not only secured quickly but were also perfectly tailored to support the progress of our projects. His expertise and dedication have been instrumental in helping us move forward with our developments.”

Ryan was amazing to work with. He was super knowledgeable, reassuring and was always pushing for the best deal possible. Highly recommend!

Ryan is exceptional at what he does, professional, friendly, and truly customer-focused. I’ve gone through three mortgage processes with him and wouldn’t consider working with anyone else.